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Housing and Homebuyer Services

The Quaboag Valley Community Development Corporation is excited to offer Counseling and Education Services to the Quaboag Region through our HOME program.  Housing Counseling and Education Services can be incredibly beneficial for individuals and families who are considering homeownership, looking to take control of their financial situation, preparing to purchase a house, or looking for guidance post-purchase on how to maintain their home or how to avoid foreclosure. We provide you with guidance and knowledge to navigate the complex process of buying a home, maintaining a home, being a successful homeowner, or just learning how to budget and save.

HOME adheres to the National Industry Standards, ensuring that clients receive counseling and guidance of the highest quality and integrity.

Firts-Time Counseling Services: These individual sessions are tailored to address the unique needs and circumstances of each client. Our goal is to empower individuals with the necessary knowledge and guidance to succeed. All counseling services by HOME are offered at no cost.
Counseling sessions are available by appointment only. For more information or to schedule an appointment please call 413-497-4409, or email Lindsay.
  • Budget Management: Assistance in creating a realistic and manageable budget that aligns with your financial needs
  • Financial Planning: Helping you set achievable financial goals considering repairs, emergencies, and life events
  • Credit Improvement: Understanding and improving your credit score
  • Debt Management: Guidance on avoiding delinquency and managing debt effectively
Meet your Housing Councelor, Lindsay Aucoin.  She is certified by the National Center for Housing Education and Counseling (NCHEC) in Housing Counseling, Pre-Purchase Homebuyer Education, and Post-Purchase Homebuyer Education, FreddieMac CreditSmart Facilitator. Lindsay has undergone extensive training with institutions and organizations such as HUD, NeighborWorks, Freddie Mac, Fannie Mae, Diversified Resources Network, The National Community Reinvestment Coalition, Housing Action Illinois, Homeless Training Institute, and the National Foundation for Credit Counseling.
First-Time Homebuyer Workshop: Our 1st-time Homebuyer Workshop, conducted over two sessions totaling 8 hours, is a valuable resource for individuals aspiring to become homeowners.  It is designed to equip individuals with the knowledge and steps necessary to work towards their goal, whether it's in the near or distant future.

Workshop Curriculum: This comprehensive workshop covers an extensive array of topics aimed at preparing participants for the intricate process of purchasing a home.

  • Affordability Assessment: Determining what you can afford in terms of homeownership
  • Monthly Cost Calculations: Understanding and calculating monthly homeownership expenses
  • Budgeting and Planning: Educating on the importance of planning and budgeting for homeownership
  • Credit Management: Addressing the impact of credit on purchasing power and strategies for credit improvement
  • Home Shopping Guidance: Providing tips and guidance on how to effectively shop for a home
  • Mortgage Pre-Qualification: Outlining the steps to pre-qualify for a mortgage
  • Understanding Mortgage Processes: Explaining the roles of various parties involved in the mortgage process
  • Avoiding Predatory Lending: Educating participants on identifying and avoiding predatory lending programs
  • Types of Mortgages: Providing insights into different types of mortgages available
  • Foreclosure Prevention: Equipping individuals with knowledge to prevent foreclosure
  • Closing Expectations: Preparing participants for what to expect during the closing process
  • Home Maintenance Tips: Offering guidance on home maintenance post-purchase

We recommend that attendees of our first-time homebuyers workshop complement the workshop with 1:1 counseling sessions.

Limited slots are available! For inquiries, please contact lindsay at 413-497-4409 or Email Lindsay for more information. Secure your spot in our upcoming workshop by Clicking here to register.